Cost of Living in Chicago, United States
Chicago offers world-class architecture, food, and culture at lower costs than NYC or SF. Deep-dish pizza, Lake Michigan, and a vibrant arts scene.
Cost Breakdown
| Category | Monthly Cost (USD) |
|---|---|
| 1BR Apartment (City Center) | $1,800 |
| 1BR Apartment (Outside Center) | $1,200 |
| Inexpensive Restaurant Meal | $15 |
| Mid-Range Restaurant (2 people) | $40 |
| Monthly Transit Pass | $75 |
| Utilities (Electricity, Water, etc.) | $120 |
| Internet (60 Mbps+) | $55 |
| Groceries (Monthly) | $350 |
| Total Estimated Monthly Cost | $2,850 |
Tips for Living in Chicago
- Logan Square and Pilsen for affordable trendy areas
- CTA Ventra card for buses and L trains
- Winter is brutal — budget for warm clothing
Planning to Move to Chicago?
Save money on your relocation with these essential tools for expats and digital nomads.
Compare Chicago With Other Cities
See how Chicago stacks up against other popular destinations in north-america and beyond.
Frequently Asked Questions
How much does it cost to live in Chicago?
The estimated monthly cost of living in Chicago is approximately $2,850 USD, including rent ($1800 for a 1BR in city center), groceries ($350), utilities ($120), and a monthly transit pass ($75).
How much is rent in Chicago?
Rent in Chicago ranges from $1200/month (outside city center) to $1800/month (city center) for a one-bedroom apartment.
Is Chicago safe to live in?
Chicago has a safety index of 45/100. Extra caution is recommended, especially at night and in unfamiliar areas.
What is the average salary in Chicago?
The average monthly net salary in Chicago is approximately $4,500 USD. Cost of living at ~$2,850/month means the ratio is favorable for locals.